HOUSEHOLD DEBT AND CREDIT REPORT (Q2 2021)

Link: https://www.newyorkfed.org/microeconomics/hhdc.html

Graphic:

Excerpt:

Total Household Debt Climbs Boosted by Growth in Mortgages and Auto Loans

According to the latest Quarterly Report on Household Debt and Credit, total household debt rose by $313 billion (2.1 percent) to reach $14.96 trillion in the second quarter of 2021. Mortgage balances—the largest component of household debt—rose by $282 billion and auto loans increased by $33 billion. Credit card balances ticked up by $17 billion while student loan debt decreased by $14 billion. Mortgage originations, which include mortgage refinances, reached $1.2 trillion, surpassing the volumes seen in the preceding three quarters. Auto loan originations, which include both loans and leases, reached a record $202 billion.

Publication Date: Accessed 22 Sept 2021

Publication Site: NY Fed